01226 361700

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FINANCE INFORMATION

FINANCE YOUR ORDER UP TO 60 MONTHS AT 19.9% APR REPRESENTATIVE INTEREST BEARING FINANCE

SPREAD THE COST WITH OUR INTEREST BEARING FINANCE AVAILABLE ONLINE AND IN STORE

OUR SIMPLE FINANCE OPTIONS ALLOW YOU TO SPREAD THE COST OF YOUR PURCHASE OVER 12,24,36,48 OR 60 MONTHS

ALL YOU NEED TO DO IS:

  • SPEND A MINIMUM OF £560.00 OR MORE
  • PLACE A 10% DEPOSIT
  • MINIMUM FINANCE AMOUNT AFTER DEPOSIT: £500.00

WE OFFER 5 SIMPLE FINANCE OPTIONS TO HELP YOU SPREAD THE COST OF YOUR PURCHASE

THE TABLE BELOW SHOWS YOU HOW MUCH THE MONTHLY PAYMENTS WILL BE BASED ON THE TOTAL ORDER VALUE

Order Value Term (Months) Deposit Month
£560.00
12
£56.00
£51.42
£1000.00
24
£100.00
£50.06
£2000.00
36
£200.00
£72.59
£3000.00
48
£300.00
£88.58
£4000.00
60
£400.00
£102.20

IF YOU REQUIRE ANY FURTHER INFORMATION REGARDING FINANCE

PLEASE CALL 01226 361700

FINANCE FAQ'S

JUST SELECT THE ‘PAYBYFINANCE’ OPTION ON THE CHECKOUT PAGE OR LET THE SALES CONSULTANT KNOW IF YOU’RE BUYING IN THE SHOP

to apply for online finance, you must be over 18 years old, work atleast 16 hours a week or be retired with an income. you must also be a resident of the united kingdom and have lived in the uk for the last 12 months or more. unfortunately, we are unable to offer online finance to residents of eire. homemakers arent excluded from applying under their own names; however the employment details of your spouse/partner will be required in order to process your application

your monthy repayments will begin one month after your purchase has been delivered

no, there are no arrangement fees or hidden extras applying for online finance

applying for online finance couldn’t be easier or more convenient. when you buy online from lam communications limited trading as lam communications you have the choice of applying for finance by adding your purchase to the basket, selecting the finance option and completing an online application form. just follow the simple instructions, entering your personal details as required and we’ll do the rest.

the whole process only takes a few minutes and is simple and secure. once your finance application is approved , you will then be advised of how to sign the finance agreement and you will also receive an email confirming these details.

please read the agreement carefully, checking that all details are correct, then either electronically sign the agreement or print and sign the agreement in both boxes and post the signed agreement to the address shown on the covering letter of the agreement

following receipt of your finance agreement and a few additional checks, your goods will be dispatched.

more FINANCE FAQ'S

within minutes of your application being approved, you will be presented with the option to either e-sign or print and return your finance agreement. if you choose to e-sign your document, a pdf of your agreement will be displayed on screen. you should read the agreement carefully before clicking all the relevant sections agreeing to its terms once you have agreed to the terms of the finance agreement, lam communications limited trading as lam communications will be notified and you need do nothing more. if you choose to print and return your agreement you should print the agreement, read it carefully and then sign the document following the instructions on the covering letter. this signed document should then be posted to the address shown on the covering letter of the finance agreement note that products will not be allocated to your order until your completed and signed agreement is returned and recieved by novuna personal finance shipment of your goods will follow soon after your agreement has been returned and received

credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. this technique will be applied to your application for online finance. credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies. this information allows consistent decisions to be provided, ensuring all applicants are treated fairly. credit scoring does not discriminate on the grounds of sex, race, religion or disability

In addition to credit scoring, Novuna also takes into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though Novuna is unable to provide you with a main reason for the decline of your application, it is usually based on one, or a combination of the following:

  • Your credit score (please note that every finance company will score you differently)
  • Adverse credit reference agency information – You are considered to be overcommitted
  • You are aged under 18
  • Your existing account performance with other lenders

SOME OF THE INFORMATION IS PUBLIC INFORMATION, FOR EXAMPLE ELECTORAL ROLL, COUNTY COURT JUDGEMENTS AND BANKRUPTCIES. OTHER LENDERS MAY ALSO FILE INFORMATION ABOUT ACCOUNTS YOU HOLD WITH THEM FOR INSTANCE THIS COULD INCLUDE YOUR PAYMENT HISTORY AND OUTSTANDING BALANCE ON THESE ACCOUNTS. ANY REQUESTS FOR CREDIT,WHERE A CREDIT REFERENCE SEARCH HAS BEEN UNDERTAKEN, WILL ALSO BE FILED, ALTHOUGH THE RESULT OF THE REQUEST IS NOT RECORDED

YOU SHOULD SEND A CHEQUE FOR £2.00 MADE PAYABLE TO THE RELEVANT CREDIT REFERENCE AGENCY, TOGETHER WITH DETAILS OF ALL ADDRESSES AT WHICH YOU HAVE LIVED OVER THE LAST 6 YEARS:

EXPERIAN LTD.
CUSTOMER SUPPORT CENTRE,
PO BOX 9000,
NOTTINGHAM,
NG80 7WF

EQUIFAX LTD.
CUSTOMER SERVICE CENTRE,
PO BOX 10036,
LEICESTER,
LE3 4FS

TRANSUNION INTERNATIONAL UK LTD.
CONSUMER SERVICES,
PO BOX 491,
LEEDS,
LS3 1WZ

THE ABOVE LISTED AGENCIES WILL PROVIDE DETAILS OF INFORMATION RELATING TO THESE ADDRESSES. IF YOU BELIEVE THAT THE INFORMATION IS INCORRECT, YOU CAN ASK THE AGENCY TO CORRECT IT

YES. WE ACKNOWLEDGE THAT CIRCUMSTANCES CHANGE AND JUST BECAUSE A PREVIOUS APPLICATION HAS BEEN REFUSED, IT DOES NOT MEAN THAT A FURTHER REQUEST WILL BE AUTOMATICALLY BE TURNED DOWN. WE DO SUGGEST HOWEVER THAT YOU WAIT AT LEAST 6 MONTHS BETWEEN APPLICATIONS

IN ORDER TO SAFEGUARD AGAINST FRAUDULENT APPLICATIONS, WE REGRET THAT WE’RE ABLE ONLY TO DELIVER GOODS TO THE HOME ADDRESS OF THE APPLICANT

IF YOU REQUIRE ANY FURTHER INFORMATION REGARDING FINANCE

PLEASE CALL 01226 361700

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FOOTER-7610-IMAGE HAM Radio Shop Amateur Radio Dealer Supplier Vine Antennas Amateur Radio Shops HAM Radio Dealer Supplier Retailer Second Hand Twelve Months Warranty

address:

5 doncaster road, s70 1th

Credit subject to status and affordability. Terms & Conditions Apply. LAM Communications Limited trading as LAMCO Vine Antennas is a credit broker and is Authorised and Regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk

© HAM Radio Shops HAM Radio Shops Amateur Radio Shops Dealer Supplier Vine Antennas Amateur Radio Shops HAM Radio Dealer Supplier Retailer Second Hand Twelve Months Warranty, Amateur Radio Sales. HAM Radio Sales. HAM Radio Shop, HAM Radio Shops, Amateur Radio Dealers, HAM radio dealers UK. Icom, Kenwood, Yaesu, Hytera. HAM Radio Shops, Amateur Radio Shop, Icom UK Hytera, Kenwood, Yaesu UK Antennas, Antenna Tuners, Power Supplies, Coax, CB Radio, Scanners, Receivers, Short Wave, Barnsley, UK, Call 01226 361700, Yorkshire The HAM Radio Shop Amateur Radio Dealer Suppliers United Kingdom Two Way Radio Hire Two Way Radio Sales Repair Service Scanners CB Radio Receivers Short Wave Radio Amateur Radio Equipment LAMCO Barnsley UK 2024

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